OH lenders / Community Bank
LCNB National Bank
Community Bank · Lebanon, OH · Lcnb Corp
- Total assets
- $2.2B
- CRE loan book
- $1.1B
- QoQ CRE growth
- -0.8%
- Q1 2026
Recorded CRE activity — oh-ross County
1 commercial deed of trust recorded recently, verified from county records.
- Aug 10, 2026 · landundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.50% as of Q1 2026 — TX bank median 4.87% (0.63pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.50% | 5.50% |
| Q4 2025 | 5.36% | 5.45% |
| Q3 2025 | 5.58% | 5.68% |
| Q2 2025 | 5.43% | 5.54% |
| Q1 2025 | 5.38% | 5.37% |
| Q4 2024 | 5.52% | 5.66% |
| Q3 2024 | 5.40% | 5.51% |
| Q2 2024 | 5.53% | 5.66% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.1B | $87.5M | $252.8M | 400% | $0 |
| Q4 2025 | $1.1B | $85.1M | $253.1M | 412% | $0 |
| Q3 2025 | $1.0B | $92.5M | $233.6M | 413% | $0 |
| Q2 2025 | $1.1B | $95.7M | $254.9M | 439% | $2.5M |
| Q1 2025 | $1.1B | $83.4M | $265.3M | 447% | $2.7M |
| Q4 2024 | $1.1B | $91.2M | $264.3M | 453% | $2.6M |
| Q3 2024 | $1.1B | $99.6M | $239.6M | 450% | $2.6M |
| Q2 2024 | $1.1B | $110.2M | $227.2M | 468% | $2.6M |
Signals
Recent news
- LCNB (LCNB) Expected to Announce Quarterly Earnings on Tuesday - MarketBeat — Coverage of LCNB National Bank related to earnings reported by marketbeat.com.Jul 21, 2026
- LCNB National Bank opening suburban Cincinnati branch to replace existing office - bizjournals.com — Coverage of LCNB National Bank related to branch operations reported by bizjournals.com.Jul 15, 2026
- Amy Bedinghaus, Hired at LCNB National Bank - Cincinnati Business Courier - bizjournals.com — Coverage of LCNB National Bank related to commercial real estate and lending reported by bizjournals.com.Jun 4, 2026
- LCNB National Bank BizSpotlight - Columbus Business First - bizjournals.com — Coverage of LCNB National Bank related to commercial real estate and lending reported by bizjournals.com.May 27, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- Builtwell BankCommunity Bank · Chattanooga · $1.1B CRE book
- Westfield BankCommunity Bank · Westfield · $1.1B CRE book
- River Bank & TrustCommunity Bank · Prattville · $1.1B CRE book
- Institution for Savings in Newburyport and Its VicinityCommunity Bank · Newburyport · $1.0B CRE book
- First Farmers Bank & Trust Co.Community Bank · Converse · $1.1B CRE book
Last updated Aug 10, 2026 · Sources: FFIEC CDR, county records, first-party conversations.