KS lenders / Community Bank
American Bank of Baxter Springs
Community Bank · Baxter Springs, KS · American Bancshares Inc
- Total assets
- $187.2M
- CRE loan book
- $16.7M
- QoQ CRE growth
- 3.8%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.85% as of Q1 2026 — TX bank median 4.87% (0.98pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.85% | 5.97% |
| Q4 2025 | 6.09% | 6.20% |
| Q3 2025 | 6.06% | 6.16% |
| Q2 2025 | 5.70% | 5.94% |
| Q1 2025 | 5.62% | 5.68% |
| Q4 2024 | 5.69% | 5.80% |
| Q3 2024 | 5.63% | 5.74% |
| Q2 2024 | 5.68% | 5.68% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $16.7M | $2.8M | $330,000 | 58% | $0 |
| Q4 2025 | $16.1M | $1.9M | $335,000 | 23% | $0 |
| Q3 2025 | $15.1M | $703,000 | $342,000 | 11% | $0 |
| Q2 2025 | $15.2M | $872,000 | $348,000 | 13% | $0 |
| Q1 2025 | $15.7M | $1.1M | $355,000 | 15% | $0 |
| Q4 2024 | $15.7M | $833,000 | $357,000 | 59% | $0 |
| Q3 2024 | $15.5M | $670,000 | $357,000 | 57% | $0 |
| Q2 2024 | $16.0M | $1.1M | $289,000 | 63% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Kansas State BankCommunity Bank · Ottawa · $16.9M CRE book
- Farmers Savings Bank & TrustCommunity Bank · Traer · $16.9M CRE book
- First State Bank of Beecher CityCommunity Bank · Beecher City · $16.4M CRE book
- State Savings BankCommunity Bank · Bedford · $17.0M CRE book
- Bank of MonticelloCommunity Bank · Monticello · $17.1M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.