KS lenders / Community Bank
The Kansas State Bank
Community Bank · Ottawa, KS
- Total assets
- $199.9M
- CRE loan book
- $16.9M
- QoQ CRE growth
- -1.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.68% as of Q1 2026 — TX bank median 4.87% (1.82pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.68% | 6.67% |
| Q4 2025 | 6.87% | 6.80% |
| Q3 2025 | 6.81% | 6.83% |
| Q2 2025 | 6.57% | 6.64% |
| Q1 2025 | 6.09% | 6.18% |
| Q4 2024 | 6.51% | 6.48% |
| Q3 2024 | 6.39% | 6.42% |
| Q2 2024 | 6.06% | 6.12% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $16.9M | $3.8M | $2.5M | 70% | $489,000 |
| Q4 2025 | $17.1M | $4.2M | $2.6M | 73% | $489,000 |
| Q3 2025 | $15.6M | $3.3M | $2.5M | 67% | $514,000 |
| Q2 2025 | $17.6M | $3.4M | $2.5M | 70% | $515,000 |
| Q1 2025 | $17.6M | $3.8M | $2.5M | 70% | $7,000 |
| Q4 2024 | $16.3M | $2.2M | $2.5M | 66% | $0 |
| Q3 2024 | $16.1M | $2.4M | $2.6M | 69% | $0 |
| Q2 2024 | $17.2M | $3.2M | $2.6M | 76% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Farmers Savings Bank & TrustCommunity Bank · Traer · $16.9M CRE book
- State Savings BankCommunity Bank · Bedford · $17.0M CRE book
- American Bank of Baxter SpringsCommunity Bank · Baxter Springs · $16.7M CRE book
- Bank of MonticelloCommunity Bank · Monticello · $17.1M CRE book
- Wells River Savings BankCommunity Bank · Wells River · $17.1M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.