IA lenders / Community Bank
State Savings Bank
Community Bank · Bedford, IA · Ssb Bcorp Inc
- Total assets
- $208.6M
- CRE loan book
- $17.0M
- QoQ CRE growth
- 5.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.21% as of Q1 2026 — TX bank median 4.87% (1.34pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.21% | 6.29% |
| Q4 2025 | 6.36% | 6.48% |
| Q3 2025 | 6.25% | 6.61% |
| Q2 2025 | 6.16% | 6.54% |
| Q1 2025 | 6.01% | 6.31% |
| Q4 2024 | 6.22% | 6.54% |
| Q3 2024 | 6.04% | 6.68% |
| Q2 2024 | 5.88% | 6.68% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $17.0M | $2.1M | $4.7M | 77% | $0 |
| Q4 2025 | $16.1M | $2.3M | $2.6M | 77% | $0 |
| Q3 2025 | $16.2M | $2.1M | $2.6M | 76% | $0 |
| Q2 2025 | $16.0M | $1.8M | $2.6M | 80% | $0 |
| Q1 2025 | $14.9M | $892,000 | $2.4M | 74% | $0 |
| Q4 2024 | $14.4M | $947,000 | $2.4M | 75% | $0 |
| Q3 2024 | $12.0M | $621,000 | $1.6M | 62% | $0 |
| Q2 2024 | $12.2M | $1.2M | $1.6M | 66% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Bank of MonticelloCommunity Bank · Monticello · $17.1M CRE book
- Wells River Savings BankCommunity Bank · Wells River · $17.1M CRE book
- Farmers Savings Bank & TrustCommunity Bank · Traer · $16.9M CRE book
- The Kansas State BankCommunity Bank · Ottawa · $16.9M CRE book
- Guaranty State Bank and Trust CompanyCommunity Bank · Beloit · $17.1M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.