IA lenders / Community Bank
Farmers Savings Bank & Trust
Community Bank · Traer, IA · Talen Inc
- Total assets
- $232.5M
- CRE loan book
- $16.9M
- QoQ CRE growth
- -0.8%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.09% as of Q1 2026 — TX bank median 4.87% (1.23pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.09% | 6.38% |
| Q4 2025 | 6.20% | 6.42% |
| Q3 2025 | 6.16% | 6.54% |
| Q2 2025 | 5.86% | 6.33% |
| Q1 2025 | 5.75% | 6.27% |
| Q4 2024 | 5.56% | 6.13% |
| Q3 2024 | 5.63% | 6.18% |
| Q2 2024 | 5.46% | 6.04% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $16.9M | $1.7M | $0 | 19% | $0 |
| Q4 2025 | $17.0M | $1.8M | $0 | 20% | $0 |
| Q3 2025 | $15.4M | $1.3M | $0 | 18% | $0 |
| Q2 2025 | $14.4M | $1.1M | $0 | 13% | $0 |
| Q1 2025 | $15.3M | $1.8M | $0 | 16% | $0 |
| Q4 2024 | $15.0M | $1.8M | $0 | 17% | $0 |
| Q3 2024 | $15.1M | $1.7M | $0 | 17% | $0 |
| Q2 2024 | $14.5M | $974,000 | $0 | 13% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Kansas State BankCommunity Bank · Ottawa · $16.9M CRE book
- State Savings BankCommunity Bank · Bedford · $17.0M CRE book
- Bank of MonticelloCommunity Bank · Monticello · $17.1M CRE book
- Wells River Savings BankCommunity Bank · Wells River · $17.1M CRE book
- American Bank of Baxter SpringsCommunity Bank · Baxter Springs · $16.7M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.