IL lenders / Community Bank
First State Bank of Beecher City
Community Bank · Beecher City, IL · Tri-County Bancshares Inc
- Total assets
- $113.5M
- CRE loan book
- $16.4M
- QoQ CRE growth
- 0.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.68% as of Q1 2026 — TX bank median 4.87% (1.81pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.68% | 7.18% |
| Q4 2025 | 6.76% | 7.36% |
| Q3 2025 | 6.81% | 7.49% |
| Q2 2025 | 6.54% | 7.17% |
| Q1 2025 | 6.52% | 7.08% |
| Q4 2024 | 6.67% | 7.34% |
| Q3 2024 | 6.45% | 7.18% |
| Q2 2024 | 6.36% | 7.16% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $16.4M | $2.6M | $0 | 34% | $70,000 |
| Q4 2025 | $16.4M | $2.3M | $0 | 32% | $118,000 |
| Q3 2025 | $16.2M | $2.6M | $0 | 35% | $59,000 |
| Q2 2025 | $16.1M | $2.4M | $0 | 35% | $59,000 |
| Q1 2025 | $15.6M | $2.4M | $0 | 36% | $0 |
| Q4 2024 | $14.9M | $2.2M | $0 | 33% | $23,000 |
| Q3 2024 | $14.8M | $2.6M | $0 | 36% | $68,000 |
| Q2 2024 | $14.5M | $2.3M | $0 | 36% | $68,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- American Bank of Baxter SpringsCommunity Bank · Baxter Springs · $16.7M CRE book
- The Farmers State BankCommunity Bank · Mcpherson · $16.1M CRE book
- The Citizens-Farmers Bank of Cole CampCommunity Bank · Cole Camp · $16.1M CRE book
- Eagle Valley BankCommunity Bank · Griggsville · $16.0M CRE book
- The Kansas State BankCommunity Bank · Ottawa · $16.9M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.