IL lenders / Community Bank
Germantown Trust & Savings Bank
Community Bank · Breese, IL · Germantown Banc Corp
- Total assets
- $519.0M
- CRE loan book
- $40.0M
- QoQ CRE growth
- 1.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.23% as of Q1 2026 — TX bank median 4.87% (1.36pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.23% | 6.38% |
| Q4 2025 | 6.25% | 6.43% |
| Q3 2025 | 6.21% | 6.37% |
| Q2 2025 | 6.12% | 6.27% |
| Q1 2025 | 5.92% | 6.05% |
| Q4 2024 | 5.86% | 6.04% |
| Q3 2024 | 5.52% | 5.69% |
| Q2 2024 | 5.27% | 5.46% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $40.0M | $17.8M | $313,000 | 35% | $0 |
| Q4 2025 | $39.4M | $17.3M | $318,000 | 35% | $0 |
| Q3 2025 | $37.2M | $15.0M | $324,000 | 32% | $0 |
| Q2 2025 | $39.4M | $15.5M | $329,000 | 33% | $0 |
| Q1 2025 | $39.6M | $15.5M | $335,000 | 32% | $0 |
| Q4 2024 | $38.3M | $14.9M | $340,000 | 32% | $0 |
| Q3 2024 | $39.7M | $14.6M | $500,000 | 33% | $0 |
| Q2 2024 | $38.4M | $13.5M | $664,000 | 32% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The First National Bank of WaverlyCommunity Bank · Waverly · $40.2M CRE book
- The Converse County BankCommunity Bank · Douglas · $39.6M CRE book
- Northwoods Bank of MinnesotaCommunity Bank · Park Rapids · $40.5M CRE book
- Shelby County State BankCommunity Bank · Shelbyville · $39.5M CRE book
- Ipava State BankCommunity Bank · Lewistown · $40.6M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.