IL lenders / Community Bank
Ipava State Bank
Community Bank · Lewistown, IL · Isb Bancshares Inc
- Total assets
- $215.1M
- CRE loan book
- $40.6M
- QoQ CRE growth
- -0.2%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.28% as of Q1 2026 — TX bank median 4.87% (1.42pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.28% | 6.36% |
| Q4 2025 | 6.37% | 6.50% |
| Q3 2025 | 6.25% | 6.42% |
| Q2 2025 | 6.13% | 6.33% |
| Q1 2025 | 5.83% | 6.01% |
| Q4 2024 | 5.87% | 6.11% |
| Q3 2024 | 5.81% | 6.09% |
| Q2 2024 | 5.69% | 5.96% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $40.6M | $4.8M | $4.2M | 146% | $0 |
| Q4 2025 | $40.7M | $4.3M | $4.4M | 150% | $0 |
| Q3 2025 | $39.9M | $3.9M | $4.5M | 147% | $0 |
| Q2 2025 | $40.3M | $4.7M | $3.9M | 150% | $0 |
| Q1 2025 | $39.3M | $5.9M | $3.7M | 144% | $0 |
| Q4 2024 | $39.3M | $5.8M | $3.7M | 147% | $0 |
| Q3 2024 | $39.2M | $5.6M | $3.7M | 143% | $126,000 |
| Q2 2024 | $39.4M | $5.4M | $3.8M | 144% | $125,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Northwoods Bank of MinnesotaCommunity Bank · Park Rapids · $40.5M CRE book
- MA BankCommunity Bank · Macon · $40.9M CRE book
- The First National Bank of WaverlyCommunity Bank · Waverly · $40.2M CRE book
- First Fidelity BankCommunity Bank · Burke · $41.1M CRE book
- Germantown Trust & Savings BankCommunity Bank · Breese · $40.0M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.