OH lenders / Community Bank
The First National Bank of Waverly
Community Bank · Waverly, OH · Central Ohio Bcorp
- Total assets
- $204.4M
- CRE loan book
- $40.2M
- QoQ CRE growth
- 2.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.34% as of Q1 2026 — TX bank median 4.87% (0.47pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.34% | 5.60% |
| Q4 2025 | 5.46% | 5.70% |
| Q3 2025 | 5.35% | 5.34% |
| Q2 2025 | 5.17% | 5.44% |
| Q1 2025 | 5.00% | 5.41% |
| Q4 2024 | 5.04% | 5.37% |
| Q3 2024 | 4.96% | 5.27% |
| Q2 2024 | 4.92% | 5.22% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $40.2M | $7.2M | $946,000 | 113% | $1.0M |
| Q4 2025 | $39.4M | $6.1M | $456,000 | 109% | $1.0M |
| Q3 2025 | $38.8M | $6.0M | $466,000 | 108% | $1.1M |
| Q2 2025 | $40.7M | $5.6M | $477,000 | 129% | $1.1M |
| Q1 2025 | $44.8M | $7.0M | $2.0M | 150% | $1.1M |
| Q4 2024 | $48.2M | $8.6M | $2.0M | 158% | $1.1M |
| Q3 2024 | $50.1M | $10.0M | $2.1M | 138% | $1.3M |
| Q2 2024 | $49.6M | $10.0M | $2.1M | 140% | $213,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Germantown Trust & Savings BankCommunity Bank · Breese · $40.0M CRE book
- Northwoods Bank of MinnesotaCommunity Bank · Park Rapids · $40.5M CRE book
- Ipava State BankCommunity Bank · Lewistown · $40.6M CRE book
- The Converse County BankCommunity Bank · Douglas · $39.6M CRE book
- MA BankCommunity Bank · Macon · $40.9M CRE book
See all alternatives to The First National Bank of Waverly →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.