RefiLoop Lender Data

MN lenders / Community Bank

Northwoods Bank of Minnesota

Community Bank · Park Rapids, MN · Dorset Bancshares Inc

Total assets
$140.5M
CRE loan book
$40.5M
CRE concentration
53%
below the 300% supervisory guideline
QoQ CRE growth
0.1%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.33% as of Q1 2026 — TX bank median 4.87% (1.46pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.33%6.59%
Q4 20256.48%6.78%
Q3 20256.71%7.10%
Q2 20255.83%6.17%
Q1 20255.80%6.07%
Q4 20245.95%6.23%
Q3 20245.97%6.25%
Q2 20245.57%5.86%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$40.5M$3.9M$2.6M53%$0
Q4 2025$40.5M$4.0M$2.6M64%$0
Q3 2025$41.4M$5.0M$2.6M68%$313,000
Q2 2025$39.0M$4.3M$2.6M64%$678,000
Q1 2025$40.1M$5.7M$2.6M70%$0
Q4 2024$40.8M$8.3M$533,00073%$0
Q3 2024$41.6M$8.2M$537,00074%$96,000
Q2 2024$40.9M$7.2M$541,00068%$98,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.