IL lenders / Community Bank
Shelby County State Bank
Community Bank · Shelbyville, IL · Shelby County Bcorp Inc
- Total assets
- $361.1M
- CRE loan book
- $39.5M
- QoQ CRE growth
- 8.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.60% as of Q1 2026 — TX bank median 4.87% (0.73pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.60% | 5.64% |
| Q4 2025 | 5.59% | 5.68% |
| Q3 2025 | 5.58% | 5.84% |
| Q2 2025 | 5.44% | 5.58% |
| Q1 2025 | 5.33% | 5.59% |
| Q4 2024 | 5.44% | 5.77% |
| Q3 2024 | 5.37% | 5.66% |
| Q2 2024 | 5.28% | 5.60% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $39.5M | $14.2M | $0 | 81% | $0 |
| Q4 2025 | $36.6M | $11.1M | $0 | 49% | $0 |
| Q3 2025 | $34.7M | $9.5M | $0 | 82% | $0 |
| Q2 2025 | $33.3M | $8.6M | $0 | 44% | $0 |
| Q1 2025 | $36.3M | $8.2M | $0 | 44% | $0 |
| Q4 2024 | $36.5M | $7.8M | $0 | 46% | $0 |
| Q3 2024 | $40.9M | $8.2M | $0 | 51% | $0 |
| Q2 2024 | $39.5M | $8.4M | $0 | 52% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Flanagan State BankCommunity Bank · Flanagan · $39.5M CRE book
- The Converse County BankCommunity Bank · Douglas · $39.6M CRE book
- The Bank of Southside VirginiaCommunity Bank · Carson · $39.1M CRE book
- The First National Bank of AllendaleCommunity Bank · Allendale · $39.1M CRE book
- Concordia Bank of Concordia, MissouriCommunity Bank · Concordia · $39.0M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.