RefiLoop Lender Data

MD lenders / Community Bank

Hebron Savings Bank

Community Bank · Hebron, MD · Hsb Bcorp Inc

Total assets
$821.9M
CRE loan book
$349.2M
CRE concentration
215%
below the 300% supervisory guideline
QoQ CRE growth
-1.5%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.23% as of Q1 2026 — TX bank median 4.87% (1.37pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.23%6.30%
Q4 20256.28%6.37%
Q3 20256.28%6.37%
Q2 20256.22%6.32%
Q1 20256.02%6.08%
Q4 20246.15%6.20%
Q3 20246.19%6.27%
Q2 20246.02%6.11%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$349.2M$46.4M$9.3M215%$0
Q4 2025$354.4M$43.2M$9.1M226%$0
Q3 2025$320.6M$41.1M$9.2M197%$0
Q2 2025$311.8M$43.9M$9.5M207%$0
Q1 2025$319.9M$49.0M$9.3M217%$174,000
Q4 2024$329.9M$58.0M$11.2M231%$174,000
Q3 2024$329.3M$62.4M$6.0M238%$174,000
Q2 2024$336.6M$64.8M$5.7M251%$0

Signals

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.