UMB Bank, National Association · Alternatives
Alternatives to UMB Bank, National Association for Commercial Real Estate Loans
Lenders worth a look alongside UMB Bank, National Association — matched on category and CRE book size, on verified activity in the same counties, and on SBA lending with real observed rates. Built from regulatory filings, county records, and SBA FOIA data; nothing here is sponsored.
Similar lenders by size and category
Other regional banks we track with a CRE loan book closest to UMB Bank, National Association's — the most direct substitutes for the same kind of borrowing relationship.
- Western Alliance BankRegional Bank · Phoenix · $15.8B CRE book
- Atlantic Union BankRegional Bank · Richmond City · $15.6B CRE book
- City National BankRegional Bank · Los Angeles · $16.6B CRE book
- Provident BankRegional Bank · Jersey City · $14.5B CRE book
- United BankRegional Bank · Fairfax · $14.2B CRE book
Lenders active in the same counties
UMB Bank, National Association has commercial deeds of trust on record in Co-arapahoe, Collin, Co-boulder Counties. These lenders recorded commercial loans in the same counties over the last 90 days — verified closings, not marketing claims.
| # | Lender | Recorded commercial loans (90d) |
|---|---|---|
| 1 | MidFirst Bank | 15 |
| 2 | Capital Fund I LLC | 10 |
| 3 | Indicate Capital REIT LLC | 10 |
| 4 | PNC Bank | 9 |
| 5 | Tier One Funding Ca Inc | 8 |
| 6 | Bank of Colorado | 7 |
| 7 | High Plains Bank | 7 |
| 8 | BOKF, National Association | 6 |
| 9 | First United Bank | 6 |
| 10 | Merchants Mortgage & Trust Corporation | 6 |
SBA-active alternatives
If the deal fits SBA 7(a)/504 — owner-occupied commercial real estate — these were the most active SBA lenders on Texas projects over the last 12 months, with the real median initial rate on their approvals (SBA FOIA loan-level data).
| # | Lender | SBA loans (12mo) | Median initial rate |
|---|---|---|---|
| 1 | Northeast Bank | 95 | 10.5% |
| 2 | Huntington National Bank | 80 | 9.75% |
| 3 | Newtek Bank, National Association | 77 | 10.25% |
| 4 | Live Oak Banking Company | 52 | 8.87% |
| 5 | Readycap Lending, LLC | 35 | 13.5% |
See which lenders match your deal
Answer a few questions about your property and get an estimated rate and structure range — plus how many lenders are actively closing loans like yours.
Estimate my termsSources: FFIEC Call Reports, county recorded documents, SBA 7(a)/504 FOIA loan-level data. Inclusion reflects verified lending data only — not an offer of credit, a recommendation of any institution, or a statement about credit quality.