MO lenders / Regional Bank
UMB Bank, National Association
Regional Bank · Kansas City, MO · Umb Financial Corp
- Total assets
- $72.3B
- CRE loan book
- $15.8B
- QoQ CRE growth
- 1.9%
- Q1 2026
Recorded CRE activity — co-boulder County
17 commercial deeds of trust recorded recently, verified from county records.
- Sep 9, 2026 · unknownundisclosed
- Sep 4, 2026 · unknownundisclosed
- Aug 18, 2026 · unknownundisclosed
- Aug 17, 2026 · unknownundisclosed
- Aug 10, 2026 · unknownundisclosed
- Aug 7, 2026 · unknownundisclosed
- Aug 7, 2026 · unknownundisclosed
- Aug 7, 2026 · unknownundisclosed
- Aug 5, 2026 · unknownundisclosed
- Aug 5, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.20% as of Q1 2026 — TX bank median 4.87% (0.33pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.20% | 6.42% |
| Q4 2025 | 5.43% | 6.76% |
| Q3 2025 | 5.12% | 6.75% |
| Q2 2025 | 5.14% | 6.73% |
| Q1 2025 | 5.10% | 6.85% |
| Q4 2024 | 4.32% | 6.49% |
| Q3 2024 | 4.37% | 6.77% |
| Q2 2024 | 4.26% | 6.69% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $15.8B | $3.2B | $1.8B | 188% | $59.8M |
| Q4 2025 | $15.5B | $3.2B | $1.8B | 193% | $83.4M |
| Q3 2025 | $15.7B | $3.4B | $1.6B | 204% | $68.1M |
| Q2 2025 | $15.3B | $3.7B | $1.3B | 207% | $41.6M |
| Q1 2025 | $15.1B | $3.8B | $1.2B | 216% | $58.7M |
| Q4 2024 | $9.6B | $2.7B | $823.9M | 195% | $670,000 |
| Q3 2024 | $9.3B | $2.9B | $578.3M | 190% | $464,000 |
| Q2 2024 | $8.9B | $2.8B | $511.9M | 189% | $476,000 |
Signals
Recent news
- UMB Financial Corporation (NASDAQ: UMBFO) Stock Price, News & Analysis - Kalkine — Coverage of UMB Bank, National Association related to commercial real estate and lending reported by kalkine.com.au.Sep 18, 2026
- UMB Financial Corporation 7.750% Series B Preferred (UMBFO) Live Share Price, Invest From India - INDmoney — Coverage of UMB Bank, National Association related to commercial real estate and lending reported by indmoney.com.May 23, 2026
Similar lenders
Other regional banks we track with a comparable CRE book size.
- Western Alliance BankRegional Bank · Phoenix · $15.8B CRE book
- Atlantic Union BankRegional Bank · Richmond City · $15.6B CRE book
- City National BankRegional Bank · Los Angeles · $16.6B CRE book
- Provident BankRegional Bank · Jersey City · $14.5B CRE book
- United BankRegional Bank · Fairfax · $14.2B CRE book
Markets where UMB Bank, National Association lends
UMB Bank, National Association has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Sep 9, 2026 · Sources: FFIEC CDR, county records, first-party conversations.