RefiLoop Lender Data

CO lenders / Community Bank

North Valley Bank

Community Bank · Thornton, CO · Citizens Investment Co

Total assets
$262.0M
CRE loan book
$144.8M
CRE concentration
242%
below the 300% supervisory guideline
QoQ CRE growth
-4.3%
Q1 2026

Recorded CRE activity — co-arapahoe County

8 commercial deeds of trust recorded recently, verified from county records.

  • Sep 2, 2026 · unknownundisclosed
  • Sep 2, 2026 · unknownundisclosed
  • Sep 2, 2026 · unknownundisclosed
  • Aug 6, 2026 · unknownundisclosed
  • Jul 30, 2026 · unknownundisclosed
  • Jul 23, 2026 · unknownundisclosed
  • Jul 23, 2026 · unknownundisclosed
  • Jun 24, 2026 · unknownundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 7.76% as of Q1 2026 — TX bank median 4.87% (2.90pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20267.76%7.79%
Q4 20257.97%7.97%
Q3 20258.07%8.08%
Q2 20258.09%8.12%
Q1 20258.10%8.12%
Q4 20247.92%7.94%
Q3 20248.23%8.25%
Q2 20248.06%8.09%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

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CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$144.8M$21.6M$16.9M242%$0
Q4 2025$151.3M$17.6M$17.5M262%$0
Q3 2025$150.0M$16.8M$18.2M259%$3.6M
Q2 2025$153.4M$17.1M$18.2M273%$3.6M
Q1 2025$149.8M$16.0M$17.8M268%$3.6M
Q4 2024$148.7M$19.8M$13.1M291%$3.6M
Q3 2024$144.7M$16.8M$15.3M288%$0
Q2 2024$137.4M$17.0M$12.1M277%$0

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Last updated Sep 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.