VA lenders / Regional Bank
United Bank
Regional Bank · Fairfax, VA · United Bankshares Inc
- Total assets
- $33.6B
- CRE loan book
- $14.2B
- QoQ CRE growth
- 1.2%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.73% as of Q1 2026 — TX bank median 4.87% (0.87pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.73% | 5.93% |
| Q4 2025 | 5.91% | 6.16% |
| Q3 2025 | 5.97% | 6.22% |
| Q2 2025 | 5.87% | 6.18% |
| Q1 2025 | 5.80% | 6.17% |
| Q4 2024 | 5.80% | 5.97% |
| Q3 2024 | 5.88% | 6.12% |
| Q2 2024 | 5.81% | 6.04% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $14.2B | $3.5B | $2.5B | 309% | $69.6M |
| Q4 2025 | $14.0B | $3.6B | $2.4B | 304% | $74.1M |
| Q3 2025 | $14.1B | $3.7B | $2.3B | 311% | $82.2M |
| Q2 2025 | $13.8B | $3.7B | $2.1B | 307% | $31.8M |
| Q1 2025 | $13.7B | $3.8B | $2.0B | 309% | $25.0M |
| Q4 2024 | $12.0B | $3.5B | $1.6B | 289% | $27.3M |
| Q3 2024 | $12.0B | $3.4B | $1.6B | 292% | $18.1M |
| Q2 2024 | $11.8B | $3.2B | $1.6B | 290% | $17.6M |
Signals
Similar lenders
Other regional banks we track with a comparable CRE book size.
- Provident BankRegional Bank · Jersey City · $14.5B CRE book
- Atlantic Union BankRegional Bank · Richmond City · $15.6B CRE book
- UMB Bank, National AssociationRegional Bank · Kansas City · $15.8B CRE book
- Western Alliance BankRegional Bank · Phoenix · $15.8B CRE book
- Glacier BankRegional Bank · Kalispell · $12.6B CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.