NJ lenders / Regional Bank
Provident Bank
Regional Bank · Jersey City, NJ · Provident Finl Services Inc
- Total assets
- $25.2B
- CRE loan book
- $14.5B
- QoQ CRE growth
- 1.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.64% as of Q1 2026 — TX bank median 4.87% (0.77pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.64% | 5.70% |
| Q4 2025 | 5.86% | 5.94% |
| Q3 2025 | 5.90% | 6.04% |
| Q2 2025 | 5.90% | 6.05% |
| Q1 2025 | 5.53% | 5.66% |
| Q4 2024 | 5.73% | 5.86% |
| Q3 2024 | 5.93% | 6.08% |
| Q2 2024 | 5.80% | 6.03% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $14.5B | $713.2M | $3.7B | 429% | $118.6M |
| Q4 2025 | $14.3B | $747.4M | $3.7B | 432% | $51.1M |
| Q3 2025 | $14.2B | $791.8M | $3.5B | 433% | $74.6M |
| Q2 2025 | $14.1B | $813.1M | $3.5B | 444% | $79.1M |
| Q1 2025 | $13.9B | $820.4M | $3.5B | 450% | $78.9M |
| Q4 2024 | $13.9B | $887.7M | $3.4B | 460% | $47.7M |
| Q3 2024 | $13.8B | $938.6M | $3.2B | 458% | $60.8M |
| Q2 2024 | $13.9B | $1.0B | $3.2B | 468% | $28.9M |
Signals
Recent news
- Provident Bank donates $10,000 to Hope for Children Research Foundation, helping battle pediatric cancer and neurological disease - Real Estate NJ — Coverage of Provident Bank related to commercial real estate and lending reported by re-nj.com.Aug 3, 2026
- PFS|Provident Financial Services Inc|Price:24.590|Chg%:-0.270 - TradingKey — Coverage of Provident Bank related to commercial real estate and lending reported by tradingkey.com.Jul 30, 2026
- Provident Financial Q4 Earnings Call Highlights - TradingView — Coverage of Provident Bank related to earnings reported by tradingview.com.Jul 29, 2026
- Provident Financial Holdings (NASDAQ:PROV) Reports Fiscal Q4 Earnings Beat - ChartMill — Coverage of Provident Bank related to earnings reported by chartmill.com.Jul 28, 2026
- PFS|Provident Financial Services Inc|Price:24.097|Chg%:-0.073 - TradingKey — Coverage of Provident Bank related to commercial real estate and lending reported by tradingkey.com.Jul 25, 2026
- PROV|Provident Financial Holdings Inc|Price:17.760|Chg%:-0.020 - TradingKey — Coverage of Provident Bank related to commercial real estate and lending reported by tradingkey.com.Jul 25, 2026
- PROV|Provident Financial Holdings Inc|Price:17.300|Chg%:+0.080 - TradingKey — Coverage of Provident Bank related to commercial real estate and lending reported by tradingkey.com.Jul 24, 2026
- Provident Financial (NASDAQ: PROV) names CEO to board and new lending chief - Stock Titan — Coverage of Provident Bank related to lending reported by stocktitan.net.Jul 24, 2026
Similar lenders
Other regional banks we track with a comparable CRE book size.
- United BankRegional Bank · Fairfax · $14.2B CRE book
- Atlantic Union BankRegional Bank · Richmond City · $15.6B CRE book
- UMB Bank, National AssociationRegional Bank · Kansas City · $15.8B CRE book
- Western Alliance BankRegional Bank · Phoenix · $15.8B CRE book
- City National BankRegional Bank · Los Angeles · $16.6B CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.