WY lenders / Community Bank
Central Bank and Trust
Community Bank · Lander, WY · Central Trust Co
- Total assets
- $207.0M
- CRE loan book
- $52.3M
- QoQ CRE growth
- 16.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.69% as of Q1 2026 — TX bank median 4.87% (1.82pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.69% | 6.81% |
| Q4 2025 | 6.83% | 7.16% |
| Q3 2025 | 6.30% | 6.66% |
| Q2 2025 | 6.20% | 6.60% |
| Q1 2025 | 5.79% | 6.17% |
| Q4 2024 | 5.83% | 6.28% |
| Q3 2024 | 6.02% | 6.41% |
| Q2 2024 | 5.84% | 6.13% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $52.3M | $16.5M | $3.8M | 199% | $0 |
| Q4 2025 | $45.1M | $12.1M | $1.8M | 167% | $0 |
| Q3 2025 | $46.1M | $12.0M | $2.5M | 163% | $0 |
| Q2 2025 | $47.3M | $12.4M | $3.1M | 164% | $0 |
| Q1 2025 | $50.3M | $12.8M | $3.2M | 166% | $0 |
| Q4 2024 | $50.6M | $12.5M | $3.2M | 151% | $202,000 |
| Q3 2024 | $51.1M | $12.0M | $3.2M | 162% | $202,000 |
| Q2 2024 | $52.6M | $13.1M | $3.3M | 169% | $202,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Bison State BankCommunity Bank · Bison · $52.4M CRE book
- Security State Bank of MarineCommunity Bank · Marine On St. Croix · $52.5M CRE book
- Ireland BankCommunity Bank · Malad City · $52.6M CRE book
- The Miners State BankCommunity Bank · Iron River · $52.1M CRE book
- First Heritage BankCommunity Bank · Centralia · $52.7M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.