MI lenders / Community Bank
The Miners State Bank
Community Bank · Iron River, MI · Msb Bankshares Inc
- Total assets
- $141.3M
- CRE loan book
- $52.1M
- QoQ CRE growth
- 0.8%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.19% as of Q1 2026 — TX bank median 4.87% (1.32pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.19% | 6.26% |
| Q4 2025 | 6.23% | 6.32% |
| Q3 2025 | 6.14% | 6.25% |
| Q2 2025 | 5.88% | 5.98% |
| Q1 2025 | 5.66% | 5.79% |
| Q4 2024 | 5.68% | 5.78% |
| Q3 2024 | 5.68% | 5.79% |
| Q2 2024 | 5.38% | 5.50% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $52.1M | $9.8M | $9.7M | 243% | $0 |
| Q4 2025 | $51.7M | $9.8M | $9.7M | 243% | $0 |
| Q3 2025 | $55.1M | $9.7M | $9.7M | 257% | $0 |
| Q2 2025 | $54.5M | $8.7M | $9.8M | 259% | $0 |
| Q1 2025 | $55.4M | $9.7M | $9.8M | 266% | $0 |
| Q4 2024 | $55.6M | $10.4M | $9.9M | 276% | $0 |
| Q3 2024 | $57.9M | $10.6M | $9.9M | 276% | $636,000 |
| Q2 2024 | $56.4M | $9.9M | $10.0M | 262% | $633,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Farmers State BankCommunity Bank · Mountain City · $51.9M CRE book
- Central Bank and TrustCommunity Bank · Lander · $52.3M CRE book
- Bison State BankCommunity Bank · Bison · $52.4M CRE book
- Security State Bank of MarineCommunity Bank · Marine On St. Croix · $52.5M CRE book
- Sundance State BankCommunity Bank · Sundance · $51.7M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.