MN lenders / Community Bank
Security State Bank of Marine
Community Bank · Marine On St. Croix, MN · Marine Bancshares Inc
- Total assets
- $235.4M
- CRE loan book
- $52.5M
- QoQ CRE growth
- 2.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.06% as of Q1 2026 — TX bank median 4.87% (1.20pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.06% | 6.17% |
| Q4 2025 | 6.38% | 6.47% |
| Q3 2025 | 6.30% | 6.42% |
| Q2 2025 | 6.17% | 6.30% |
| Q1 2025 | 5.82% | 5.95% |
| Q4 2024 | 6.03% | 6.14% |
| Q3 2024 | 6.07% | 6.18% |
| Q2 2024 | 6.06% | 6.16% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $52.5M | $16.6M | $4.7M | 142% | $0 |
| Q4 2025 | $51.2M | $16.2M | $4.8M | 135% | $0 |
| Q3 2025 | $46.9M | $14.2M | $4.5M | 132% | $0 |
| Q2 2025 | $49.7M | $14.7M | $4.4M | 146% | $0 |
| Q1 2025 | $52.5M | $16.5M | $4.5M | 157% | $0 |
| Q4 2024 | $53.5M | $17.5M | $4.5M | 157% | $0 |
| Q3 2024 | $53.3M | $17.5M | $4.0M | 166% | $0 |
| Q2 2024 | $52.6M | $17.8M | $4.1M | 168% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Ireland BankCommunity Bank · Malad City · $52.6M CRE book
- Bison State BankCommunity Bank · Bison · $52.4M CRE book
- Central Bank and TrustCommunity Bank · Lander · $52.3M CRE book
- First Heritage BankCommunity Bank · Centralia · $52.7M CRE book
- Farmers & Merchants Bank & TrustCommunity Bank · Marinette · $52.9M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.