RefiLoop Lender Data

ID lenders / Community Bank

Ireland Bank

Community Bank · Malad City, ID · Ireland Bcorp Ltd

Total assets
$361.7M
CRE loan book
$52.6M
CRE concentration
90%
below the 300% supervisory guideline
QoQ CRE growth
-1.5%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 7.77% as of Q1 2026 — TX bank median 4.87% (2.91pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20267.77%6.79%
Q4 20258.28%7.04%
Q3 20256.45%6.35%
Q2 20257.65%7.06%
Q1 20257.30%6.86%
Q4 20247.42%7.04%
Q3 20247.76%7.26%
Q2 20247.37%7.06%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$52.6M$4.8M$10.5M90%$0
Q4 2025$53.4M$3.6M$10.5M93%$0
Q3 2025$55.2M$10.8M$10.7M93%$0
Q2 2025$61.0M$14.0M$12.1M109%$0
Q1 2025$61.6M$12.9M$12.2M108%$0
Q4 2024$61.0M$12.9M$11.3M151%$0
Q3 2024$67.5M$19.4M$11.5M149%$0
Q2 2024$68.8M$21.1M$10.9M159%$0

Similar lenders

Other community banks we track with a comparable CRE book size.

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.