WV lenders / Community Bank
Williamstown Bank, Inc.
Community Bank · Williamstown, WV
- Total assets
- $236.9M
- CRE loan book
- $49.9M
- QoQ CRE growth
- -2.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.85% as of Q1 2026 — TX bank median 4.87% (0.99pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.85% | 5.96% |
| Q4 2025 | 6.01% | 6.19% |
| Q3 2025 | 5.91% | 6.10% |
| Q2 2025 | 5.74% | 5.95% |
| Q1 2025 | 5.52% | 5.79% |
| Q4 2024 | 5.56% | 5.83% |
| Q3 2024 | 5.49% | 5.75% |
| Q2 2024 | 5.39% | 5.66% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $49.9M | $7.4M | $9.3M | 103% | $72,000 |
| Q4 2025 | $51.4M | $7.6M | $9.4M | 107% | $72,000 |
| Q3 2025 | $51.5M | $7.4M | $9.2M | 105% | $87,000 |
| Q2 2025 | $51.4M | $6.9M | $9.3M | 104% | $87,000 |
| Q1 2025 | $47.6M | $5.4M | $9.3M | 99% | $86,000 |
| Q4 2024 | $46.2M | $4.5M | $9.4M | 92% | $0 |
| Q3 2024 | $46.2M | $6.3M | $9.5M | 97% | $0 |
| Q2 2024 | $46.0M | $6.8M | $9.6M | 100% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Leighton State BankCommunity Bank · Pella · $49.8M CRE book
- Pillar BankCommunity Bank · Baldwin · $49.8M CRE book
- Arrowhead BankCommunity Bank · Llano · $49.4M CRE book
- The National Bank of MalvernCommunity Bank · Malvern · $50.3M CRE book
- Iowa State Bank and Trust Company of Fairfield, IowaCommunity Bank · Fairfield · $50.5M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.