RefiLoop Lender Data

WI lenders / Community Bank

Pillar Bank

Community Bank · Baldwin, WI · Baldwin Bancshares Inc

Total assets
$266.8M
CRE loan book
$49.8M
CRE concentration
109%
below the 300% supervisory guideline
QoQ CRE growth
-5.6%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.32% as of Q1 2026 — TX bank median 4.87% (1.46pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.32%6.47%
Q4 20256.55%6.65%
Q3 20256.27%6.56%
Q2 20256.42%6.63%
Q1 20256.88%6.84%
Q4 20245.90%6.25%
Q3 20245.79%6.28%
Q2 20245.54%5.99%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$49.8M$7.1M$2.1M109%$0
Q4 2025$52.7M$7.2M$2.4M126%$0
Q3 2025$50.5M$6.8M$2.4M119%$992,000
Q2 2025$46.3M$3.5M$2.4M108%$1.0M
Q1 2025$39.8M$2.3M$2.7M91%$1.0M
Q4 2024$43.3M$3.5M$2.7M107%$2.0M
Q3 2024$40.7M$4.4M$2.7M99%$2.0M
Q2 2024$41.6M$3.9M$2.8M99%$2.3M

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.