IA lenders / Community Bank
Iowa State Bank and Trust Company of Fairfield, Iowa
Community Bank · Fairfield, IA · Iowa St Finl Services Corp
- Total assets
- $325.3M
- CRE loan book
- $50.5M
- QoQ CRE growth
- -2.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.02% as of Q1 2026 — TX bank median 4.87% (1.16pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.02% | 6.30% |
| Q4 2025 | 6.23% | 6.50% |
| Q3 2025 | 6.04% | 6.44% |
| Q2 2025 | 5.93% | 6.32% |
| Q1 2025 | 5.72% | 6.13% |
| Q4 2024 | 5.84% | 6.20% |
| Q3 2024 | 5.77% | 6.15% |
| Q2 2024 | 5.56% | 5.96% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $50.5M | $6.2M | $4.8M | 80% | $108,000 |
| Q4 2025 | $52.0M | $6.7M | $4.8M | 84% | $108,000 |
| Q3 2025 | $46.2M | $6.7M | $4.6M | 87% | $0 |
| Q2 2025 | $42.9M | $5.8M | $4.7M | 92% | $0 |
| Q1 2025 | $39.6M | $4.7M | $4.7M | 92% | $0 |
| Q4 2024 | $39.7M | $4.5M | $4.7M | 93% | $80,000 |
| Q3 2024 | $40.0M | $5.9M | $4.8M | 95% | $0 |
| Q2 2024 | $40.5M | $9.8M | $1.8M | 101% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Harvest BankCommunity Bank · Kimball · $50.7M CRE book
- The National Bank of MalvernCommunity Bank · Malvern · $50.3M CRE book
- Heartland BankCommunity Bank · Somers · $50.8M CRE book
- Waterman BankCommunity Bank · Waterman · $50.8M CRE book
- FBT Bank & MortgageCommunity Bank · Fordyce · $50.9M CRE book
See all alternatives to Iowa State Bank and Trust Company of Fairfield, Iowa →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.