WI lenders / Community Bank
Union State Bank
Community Bank · West Salem, WI
- Total assets
- $119.1M
- CRE loan book
- $15.5M
- QoQ CRE growth
- 2.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.49% as of Q1 2026 — TX bank median 4.87% (1.63pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.49% | 6.72% |
| Q4 2025 | 6.71% | 6.97% |
| Q3 2025 | 6.46% | 6.92% |
| Q2 2025 | 6.29% | 6.75% |
| Q1 2025 | 5.98% | 6.40% |
| Q4 2024 | 6.11% | 6.61% |
| Q3 2024 | 6.07% | 6.53% |
| Q2 2024 | 5.95% | 6.37% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $15.5M | $3.0M | $0 | 29% | $0 |
| Q4 2025 | $15.1M | $1.9M | $0 | 22% | $0 |
| Q3 2025 | $16.1M | $2.6M | $0 | 28% | $0 |
| Q2 2025 | $14.8M | $3.2M | $0 | 26% | $0 |
| Q1 2025 | $15.5M | $3.0M | $734,000 | 30% | $0 |
| Q4 2024 | $15.5M | $3.2M | $736,000 | 32% | $0 |
| Q3 2024 | $15.1M | $2.5M | $740,000 | 28% | $0 |
| Q2 2024 | $14.8M | $2.5M | $741,000 | 28% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Cedar Valley Bank & TrustCommunity Bank · La Porte City · $15.5M CRE book
- Bank of HazlehurstCommunity Bank · Hazlehurst · $15.4M CRE book
- The State Bank of ToledoCommunity Bank · Toledo · $15.6M CRE book
- HomePride BankCommunity Bank · Mansfield · $15.4M CRE book
- First Bank of ThomasCommunity Bank · Thomas · $15.7M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.