IA lenders / Community Bank
The State Bank of Toledo
Community Bank · Toledo, IA · Tama County Abstract Co
- Total assets
- $144.9M
- CRE loan book
- $15.6M
- QoQ CRE growth
- -7.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.06% as of Q1 2026 — TX bank median 4.87% (1.19pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.06% | 6.31% |
| Q4 2025 | 8.30% | 8.54% |
| Q3 2025 | 6.36% | 6.86% |
| Q2 2025 | 5.30% | 6.03% |
| Q1 2025 | 5.24% | 5.95% |
| Q4 2024 | 5.28% | 6.01% |
| Q3 2024 | 5.14% | 5.94% |
| Q2 2024 | 6.15% | 6.71% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $15.6M | $819,000 | $20,000 | 51% | $232,000 |
| Q4 2025 | $16.8M | $810,000 | $23,000 | 56% | $572,000 |
| Q3 2025 | $17.7M | $734,000 | $27,000 | 60% | $603,000 |
| Q2 2025 | $17.7M | $710,000 | $30,000 | 62% | $687,000 |
| Q1 2025 | $17.1M | $613,000 | $33,000 | 57% | $520,000 |
| Q4 2024 | $17.2M | $640,000 | $37,000 | 60% | $1.5M |
| Q3 2024 | $16.6M | $605,000 | $40,000 | 57% | $1.5M |
| Q2 2024 | $15.7M | $484,000 | $43,000 | 53% | $1.5M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First Bank of ThomasCommunity Bank · Thomas · $15.7M CRE book
- Cedar Valley Bank & TrustCommunity Bank · La Porte City · $15.5M CRE book
- First Community BankCommunity Bank · Newell · $15.7M CRE book
- The Antwerp Exchange Bank CompanyCommunity Bank · Antwerp · $15.8M CRE book
- Union State BankCommunity Bank · West Salem · $15.5M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.