OK lenders / Community Bank
First Bank of Thomas
Community Bank · Thomas, OK · First Thomas Ban Corp
- Total assets
- $58.4M
- CRE loan book
- $15.7M
- QoQ CRE growth
- -3.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.37% as of Q1 2026 — TX bank median 4.87% (1.50pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.37% | 6.70% |
| Q4 2025 | 6.49% | 6.79% |
| Q3 2025 | 6.61% | 7.16% |
| Q2 2025 | 6.28% | 6.70% |
| Q1 2025 | 6.29% | 6.80% |
| Q4 2024 | 6.34% | 6.74% |
| Q3 2024 | 6.43% | 6.80% |
| Q2 2024 | 6.21% | 6.53% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $15.7M | $5.6M | $2.1M | 133% | $93,000 |
| Q4 2025 | $16.3M | $5.9M | $2.1M | 130% | $99,000 |
| Q3 2025 | $16.3M | $5.5M | $2.5M | 134% | $102,000 |
| Q2 2025 | $15.5M | $5.2M | $2.4M | 127% | $103,000 |
| Q1 2025 | $14.5M | $5.3M | $2.5M | 132% | $111,000 |
| Q4 2024 | $13.5M | $5.9M | $939,000 | 115% | $0 |
| Q3 2024 | $13.9M | $6.2M | $911,000 | 121% | $0 |
| Q2 2024 | $14.2M | $6.0M | $1.1M | 124% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The State Bank of ToledoCommunity Bank · Toledo · $15.6M CRE book
- First Community BankCommunity Bank · Newell · $15.7M CRE book
- The Antwerp Exchange Bank CompanyCommunity Bank · Antwerp · $15.8M CRE book
- Cedar Valley Bank & TrustCommunity Bank · La Porte City · $15.5M CRE book
- The Bank of Beaver CityCommunity Bank · Beaver · $15.8M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.