IA lenders / Community Bank
Cedar Valley Bank & Trust
Community Bank · La Porte City, IA · D&D Bancshares Inc
- Total assets
- $123.2M
- CRE loan book
- $15.5M
- QoQ CRE growth
- 6.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.73% as of Q1 2026 — TX bank median 4.87% (0.87pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.73% | 6.07% |
| Q4 2025 | 5.74% | 6.05% |
| Q3 2025 | 5.67% | 5.96% |
| Q2 2025 | 5.68% | 6.03% |
| Q1 2025 | 5.37% | 5.76% |
| Q4 2024 | 5.44% | 5.84% |
| Q3 2024 | 5.32% | 5.74% |
| Q2 2024 | 5.09% | 5.50% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $15.5M | $5.1M | $0 | 43% | $0 |
| Q4 2025 | $14.6M | $5.8M | $0 | 49% | $0 |
| Q3 2025 | $14.9M | $6.3M | $0 | 55% | $0 |
| Q2 2025 | $15.1M | $7.0M | $0 | 62% | $0 |
| Q1 2025 | $14.4M | $6.5M | $0 | 60% | $0 |
| Q4 2024 | $15.5M | $6.4M | $0 | 61% | $0 |
| Q3 2024 | $15.5M | $6.1M | $0 | 58% | $0 |
| Q2 2024 | $16.2M | $6.7M | $0 | 65% | $188,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Union State BankCommunity Bank · West Salem · $15.5M CRE book
- The State Bank of ToledoCommunity Bank · Toledo · $15.6M CRE book
- First Bank of ThomasCommunity Bank · Thomas · $15.7M CRE book
- Bank of HazlehurstCommunity Bank · Hazlehurst · $15.4M CRE book
- HomePride BankCommunity Bank · Mansfield · $15.4M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.