TX lenders / Community Bank
Peoples State Bank
Community Bank · Shepherd, TX · Odom Amtex Holdings Trust The
- Total assets
- $182.5M
- CRE loan book
- $49.1M
- QoQ CRE growth
- -2.5%
- Q1 2026
Recorded CRE activity — grimes County
1 commercial deed of trust recorded recently, verified from county records.
- Jul 13, 2026 · landundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.63% as of Q1 2026 — TX bank median 4.87% (2.76pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.63% | 7.78% |
| Q4 2025 | 8.25% | 8.33% |
| Q3 2025 | 7.70% | 7.88% |
| Q2 2025 | 7.78% | 7.90% |
| Q1 2025 | 8.02% | 8.15% |
| Q4 2024 | 7.98% | 8.11% |
| Q3 2024 | 7.87% | 7.97% |
| Q2 2024 | 7.40% | 7.57% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $49.1M | $26.8M | $0 | 192% | $1.3M |
| Q4 2025 | $50.3M | $31.3M | $0 | 203% | $1.3M |
| Q3 2025 | $48.5M | $29.8M | $0 | 204% | $0 |
| Q2 2025 | $46.2M | $28.1M | $0 | 197% | $0 |
| Q1 2025 | $40.7M | $24.8M | $0 | 175% | $0 |
| Q4 2024 | $38.2M | $21.8M | $0 | 163% | $0 |
| Q3 2024 | $35.5M | $18.0M | $0 | 150% | $50,000 |
| Q2 2024 | $32.3M | $16.9M | $0 | 147% | $52,000 |
Peoples State Bank: frequently asked questions
- How large is Peoples State Bank's commercial real estate loan book?
- As of Q1 2026, Peoples State Bank reported $49.1M in commercial real estate loans out of $182.5M in total assets, per its FFIEC Call Report.
- Is Peoples State Bank above the 300% CRE concentration guideline?
- Peoples State Bank's CRE loans stood at 192% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Peoples State Bank growing or shrinking its CRE lending?
- Peoples State Bank's CRE loan book shrank 2.5% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Peoples State Bank in recorded CRE lending?
- 1 commercial deed of trust naming Peoples State Bank as lender has been recorded recently in grimes County, verified from county records; the most recent was recorded Jul 13, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Arrowhead BankCommunity Bank · Llano · $49.4M CRE book
- The Payne County BankCommunity Bank · Perkins · $48.6M CRE book
- F & M Community Bank, National AssociationCommunity Bank · Preston · $48.5M CRE book
- Bank of Yazoo CityCommunity Bank · Yazoo City · $48.5M CRE book
- Pillar BankCommunity Bank · Baldwin · $49.8M CRE book
Last updated Jul 13, 2026 · Sources: FFIEC CDR, county records, first-party conversations.