WI lenders / Community Bank
Citizens First Bank
Community Bank · Viroqua, WI · Firsnabanco Inc
- Total assets
- $344.2M
- CRE loan book
- $156.8M
- QoQ CRE growth
- 3.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.67% as of Q1 2026 — TX bank median 4.87% (1.81pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.67% | 6.78% |
| Q4 2025 | 6.76% | 6.94% |
| Q3 2025 | 6.71% | 6.80% |
| Q2 2025 | 6.68% | 6.78% |
| Q1 2025 | 6.35% | 6.49% |
| Q4 2024 | 6.46% | 6.58% |
| Q3 2024 | 6.34% | 6.47% |
| Q2 2024 | 6.18% | 6.28% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $156.8M | $21.6M | $7.5M | 311% | $0 |
| Q4 2025 | $151.8M | $21.3M | $8.5M | 282% | $27,000 |
| Q3 2025 | $145.6M | $18.2M | $8.5M | 277% | $27,000 |
| Q2 2025 | $149.0M | $17.4M | $6.3M | 312% | $28,000 |
| Q1 2025 | $142.3M | $15.3M | $6.4M | 293% | $541,000 |
| Q4 2024 | $146.1M | $17.3M | $6.4M | 328% | $530,000 |
| Q3 2024 | $152.7M | $16.1M | $6.5M | 353% | $532,000 |
| Q2 2024 | $151.4M | $14.6M | $6.5M | 353% | $125,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Elderton State BankCommunity Bank · Elderton · $156.6M CRE book
- Integrity Bank & TrustCommunity Bank · Monument · $157.7M CRE book
- Bank of MadisonCommunity Bank · Madison · $158.3M CRE book
- Sherburne State BankCommunity Bank · Becker · $158.7M CRE book
- Springs Valley Bank & Trust CompanyCommunity Bank · French Lick · $154.3M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.