RefiLoop Lender Data

PA lenders / Community Bank

Elderton State Bank

Community Bank · Elderton, PA · Keystrong Financial Inc

Total assets
$452.1M
CRE loan book
$156.6M
CRE concentration
133%
below the 300% supervisory guideline
QoQ CRE growth
4.9%
Q1 2026

Recorded CRE activity — pa-indiana County

5 commercial deeds of trust recorded recently, verified from county records.

  • Aug 4, 2026 · unknownundisclosed
  • Jul 20, 2026 · unknownundisclosed
  • Jul 15, 2026 · unknownundisclosed
  • Jul 15, 2026 · unknownundisclosed
  • Jul 7, 2026 · unknownundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.34% as of Q1 2026 — TX bank median 4.87% (1.48pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.34%6.41%
Q4 20256.40%6.50%
Q3 20256.30%6.50%
Q2 20256.11%6.28%
Q1 20255.83%6.06%
Q4 20245.90%6.17%
Q3 20245.86%6.10%
Q2 20245.59%6.00%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$156.6M$3.7M$7.2M133%$1.1M
Q4 2025$149.2M$2.6M$7.2M130%$1.1M
Q3 2025$139.6M$1.4M$7.3M114%$1.1M
Q2 2025$138.8M$1.1M$7.6M117%$1.2M
Q1 2025$130.1M$1.4M$8.6M105%$1.3M
Q4 2024$129.5M$5.1M$8.7M96%$1.3M
Q3 2024$121.1M$4.3M$8.7M78%$1.5M
Q2 2024$121.6M$2.7M$8.9M77%$1.3M

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Last updated Aug 4, 2026 · Sources: FFIEC CDR, county records, first-party conversations.