IN lenders / Community Bank
Springs Valley Bank & Trust Company
Community Bank · French Lick, IN · Svb&T Corp
- Total assets
- $644.2M
- CRE loan book
- $154.3M
- QoQ CRE growth
- 4.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.19% as of Q1 2026 — TX bank median 4.87% (1.32pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.19% | 6.52% |
| Q4 2025 | 6.28% | 6.56% |
| Q3 2025 | 6.17% | 6.54% |
| Q2 2025 | 6.10% | 6.43% |
| Q1 2025 | 5.98% | 6.25% |
| Q4 2024 | 6.01% | 6.20% |
| Q3 2024 | 6.02% | 6.28% |
| Q2 2024 | 5.79% | 6.13% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $154.3M | $27.2M | $18.2M | 107% | $287,000 |
| Q4 2025 | $147.6M | $23.9M | $17.3M | 104% | $287,000 |
| Q3 2025 | $146.2M | $26.3M | $17.5M | 105% | $287,000 |
| Q2 2025 | $142.6M | $22.9M | $15.5M | 103% | $407,000 |
| Q1 2025 | $142.3M | $25.3M | $15.0M | 107% | $722,000 |
| Q4 2024 | $153.5M | $28.6M | $15.4M | 124% | $734,000 |
| Q3 2024 | $158.2M | $33.4M | $15.6M | 130% | $751,000 |
| Q2 2024 | $159.8M | $35.5M | $15.9M | 140% | $766,000 |
Signals
Recent news
- SVB&T Corporation, Parent Company of Springs Valley Bank & Trust Company, Reports 2026 Second Quarter and Year to Date Earnings - ACCESS Newswire — Coverage of Springs Valley Bank & Trust Company related to earnings reported by accessnewswire.com.Aug 13, 2026
- SVB&T Corporation, Parent Company of Springs Valley Bank & Trust Company, Reports 2026 Second Quarter and Year to Date Earnings - The Batesville Daily Guard — Coverage of Springs Valley Bank & Trust Company related to earnings reported by guardonline.com.Aug 13, 2026
- SVB&T Corporation, Parent Company of Springs Valley Bank & Trust Company, Reports 2026 Second Quarter and Year to Date Earnings - Voice of Alexandria — Coverage of Springs Valley Bank & Trust Company related to earnings reported by voiceofalexandria.com.Aug 13, 2026
- SVB&T Corporation, Parent Company of Springs Valley Bank & Trust Company, Reports 2026 Second Quarter and Year to Date Earnings - Yahoo Finance — Coverage of Springs Valley Bank & Trust Company related to earnings reported by finance.yahoo.com.Aug 13, 2026
- Springs Valley Bank's Loans Rise $22.2M to $516M in 2026 - stocktitan.net — Coverage of Springs Valley Bank & Trust Company related to lending reported by stocktitan.net.Aug 13, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- First State Bank and Trust Company, Inc.Community Bank · Caruthersville · $153.8M CRE book
- Shamrock Bank, N.A.Community Bank · Coalgate · $153.7M CRE book
- University BankCommunity Bank · Ann Arbor · $153.5M CRE book
- Chelsea State BankCommunity Bank · Chelsea · $152.9M CRE book
- Elderton State BankCommunity Bank · Elderton · $156.6M CRE book
See all alternatives to Springs Valley Bank & Trust Company →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.