RefiLoop Lender Data

GA lenders / Community Bank

Bank of Madison

Community Bank · Madison, GA · Madison Bank Corp

Total assets
$449.1M
CRE loan book
$158.3M
CRE concentration
215%
below the 300% supervisory guideline
QoQ CRE growth
-2.1%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 7.25% as of Q1 2026 — TX bank median 4.87% (2.38pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20267.25%7.31%
Q4 20257.47%7.53%
Q3 20257.34%7.41%
Q2 20257.09%7.16%
Q1 20256.97%7.03%
Q4 20247.14%7.20%
Q3 20247.09%7.14%
Q2 20246.92%6.98%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$158.3M$74.5M$732,000215%$49,000
Q4 2025$161.7M$81.5M$737,000232%$53,000
Q3 2025$150.3M$81.3M$743,000213%$57,000
Q2 2025$147.5M$77.2M$748,000215%$61,000
Q1 2025$139.0M$69.1M$753,000204%$65,000
Q4 2024$138.7M$70.0M$758,000204%$69,000
Q3 2024$132.3M$66.8M$763,000194%$69,000
Q2 2024$129.2M$61.9M$768,000193%$74,000

Similar lenders

Other community banks we track with a comparable CRE book size.

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.