VT lenders / Community Bank
Union Bank
Community Bank · Morrisville, VT · Union Bankshares Inc
- Total assets
- $1.6B
- CRE loan book
- $549.1M
- QoQ CRE growth
- 1.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.66% as of Q1 2026 — TX bank median 4.87% (0.80pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.66% | 5.54% |
| Q4 2025 | 5.80% | 5.67% |
| Q3 2025 | 5.92% | 5.92% |
| Q2 2025 | 5.73% | 5.81% |
| Q1 2025 | 5.56% | 5.51% |
| Q4 2024 | 5.71% | 5.66% |
| Q3 2024 | 5.59% | 5.67% |
| Q2 2024 | 5.68% | 5.66% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $549.1M | $96.4M | $100.5M | 347% | $12.7M |
| Q4 2025 | $543.9M | $104.0M | $99.3M | 345% | $12.9M |
| Q3 2025 | $541.3M | $113.7M | $102.4M | 349% | $12.3M |
| Q2 2025 | $549.5M | $119.8M | $106.2M | 363% | $14.0M |
| Q1 2025 | $542.7M | $107.7M | $106.5M | 358% | $13.8M |
| Q4 2024 | $534.5M | $106.4M | $104.4M | 361% | $1.7M |
| Q3 2024 | $519.9M | $110.4M | $102.3M | 356% | $1.7M |
| Q2 2024 | $488.4M | $95.3M | $102.7M | 330% | $1.8M |
Signals
Recent news
- UNB|Union Bankshares Inc|Price:23.500|Chg%:+0.140 - TradingKey — Coverage of Union Bank related to commercial real estate and lending reported by tradingkey.com.Jul 27, 2026
- Shawn Bates Named Chief Credit Officer at Union Bank (Super Mover) - Arkansas Business — Coverage of Union Bank related to commercial real estate and lending reported by arkansasbusiness.com.Jul 20, 2026
- Shawn Bates Named Chief Credit Officer at Union Bank - Arkansas Money & Politics — Coverage of Union Bank related to commercial real estate and lending reported by armoneyandpolitics.com.Jul 9, 2026
- Union Bank of India shares drop 5% post Q1 business update, global business decline marginally on quarterl - The Economic Times — Coverage of Union Bank related to commercial real estate and lending reported by m.economictimes.com.Jul 3, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- Cornerstone BankCommunity Bank · Fargo · $549.6M CRE book
- DMB Community BankCommunity Bank · Madison · $545.5M CRE book
- The Citizens Bank of Philadelphia, MississippiCommunity Bank · Philadelphia · $554.3M CRE book
- Cornhusker BankCommunity Bank · Lincoln · $557.7M CRE book
- The State Bank and Trust CompanyCommunity Bank · Defiance · $535.4M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.