RefiLoop Lender Data

MS lenders / Community Bank

The Citizens Bank of Philadelphia, Mississippi

Community Bank · Philadelphia, MS · Citizens Holding Co

Total assets
$1.5B
CRE loan book
$554.3M
CRE concentration
286%
below the 300% supervisory guideline
QoQ CRE growth
-1.3%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$554.3M$97.5M$47.6M286%$603,000
Q4 2025$561.7M$89.0M$47.0M315%$622,000
Q3 2025$562.8M$108.9M$37.3M325%$2.2M
Q2 2025$560.7M$121.8M$38.2M335%$3.0M
Q1 2025$549.9M$113.0M$35.7M331%$1.4M
Q4 2024$527.1M$98.3M$33.5M324%$673,000
Q3 2024$483.5M$77.9M$25.8M297%$679,000
Q2 2024$462.1M$64.2M$25.4M294%$681,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.