RefiLoop Lender Data

OH lenders / Community Bank

The State Bank and Trust Company

Community Bank · Defiance, OH · Sb Financial Group Inc

Total assets
$1.6B
CRE loan book
$535.4M
CRE concentration
225%
below the 300% supervisory guideline
QoQ CRE growth
-0.2%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$535.4M$79.9M$92.5M225%$565,000
Q4 2025$536.6M$100.8M$78.1M237%$570,000
Q3 2025$471.0M$83.2M$63.2M211%$573,000
Q2 2025$461.9M$79.2M$60.6M203%$574,000
Q1 2025$451.7M$63.2M$62.8M199%$583,000
Q4 2024$424.5M$56.1M$49.3M177%$591,000
Q3 2024$407.5M$48.0M$50.1M170%$596,000
Q2 2024$387.7M$38.7M$40.3M159%$448,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.