RefiLoop Lender Data

ND lenders / Community Bank

Cornerstone Bank

Community Bank · Fargo, ND · Cornerstone Holding Co Inc

Total assets
$1.8B
CRE loan book
$549.6M
CRE concentration
182%
below the 300% supervisory guideline
QoQ CRE growth
5.0%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$549.6M$75.4M$113.1M182%$7.4M
Q4 2025$523.3M$71.5M$109.6M187%$7.1M
Q3 2025$542.7M$79.7M$112.3M202%$5.5M
Q2 2025$532.3M$81.8M$117.4M210%$4.8M
Q1 2025$529.2M$78.5M$118.1M217%$547,000
Q4 2024$531.9M$79.0M$106.2M220%$0
Q3 2024$526.1M$76.4M$109.2M228%$1.1M
Q2 2024$506.5M$81.8M$101.7M229%$1.4M

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.