TX lenders / Community Bank
United Texas Bank, National Association
Community Bank · Dallas, TX · Utb Financial Holding Co
- Total assets
- $1.0B
- CRE loan book
- $399.6M
- QoQ CRE growth
- 1.7%
- Q1 2026
Recorded CRE activity — collin County
1 commercial deed of trust recorded recently, verified from county records.
- Jun 26, 2026 · unknown$854K
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.82% as of Q1 2026 — TX bank median 6.76% (0.94pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.82% | 5.77% |
| Q4 2025 | 6.14% | 6.10% |
| Q3 2025 | 6.32% | 6.33% |
| Q2 2025 | 6.01% | 6.11% |
| Q1 2025 | 9.54% | 9.19% |
| Q4 2024 | 6.23% | 6.34% |
| Q3 2024 | 6.23% | 6.50% |
| Q2 2024 | 6.27% | 6.64% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $399.6M | $24.5M | $0 | 230% | $0 |
| Q4 2025 | $392.9M | $30.0M | $0 | 221% | $0 |
| Q3 2025 | $414.2M | $37.6M | $0 | 232% | $15.4M |
| Q2 2025 | $420.7M | $43.4M | $0 | 239% | $15.4M |
| Q1 2025 | $430.2M | $51.6M | $0 | 247% | $15.4M |
| Q4 2024 | $455.5M | $50.4M | $4.9M | 262% | $20.7M |
| Q3 2024 | $460.1M | $48.8M | $4.9M | 270% | $20.7M |
| Q2 2024 | $454.1M | $41.7M | $4.9M | 271% | $0 |
United Texas Bank, National Association: frequently asked questions
- How large is United Texas Bank, National Association's commercial real estate loan book?
- As of Q1 2026, United Texas Bank, National Association reported $399.6M in commercial real estate loans out of $1.0B in total assets, per its FFIEC Call Report.
- Is United Texas Bank, National Association above the 300% CRE concentration guideline?
- United Texas Bank, National Association's CRE loans stood at 230% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is United Texas Bank, National Association growing or shrinking its CRE lending?
- United Texas Bank, National Association's CRE loan book grew 1.7% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is United Texas Bank, National Association in recorded CRE lending?
- 1 commercial deed of trust naming United Texas Bank, National Association as lender has been recorded recently in collin County, verified from county records; the most recent was recorded Jun 26, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Dallas Capital Bank, National AssociationCommunity Bank · Dallas · $396.1M CRE book
- Bank CmgCommunity Bank · Madison · $395.0M CRE book
- The First National Bank of McGregorCommunity Bank · Mc Gregor · $394.3M CRE book
- Cashmere Valley BankCommunity Bank · Cashmere · $408.2M CRE book
- Texas Heritage National BankCommunity Bank · Daingerfield · $389.7M CRE book
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Markets where United Texas Bank, National Association lends
United Texas Bank, National Association has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.