TX lenders / Community Bank
Dallas Capital Bank, National Association
Community Bank · Dallas, TX · Park Cities Finl Group Inc
- Total assets
- $1.2B
- CRE loan book
- $396.1M
- QoQ CRE growth
- 2.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.71% as of Q1 2026 — TX bank median 6.76% (1.05pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.71% | 5.52% |
| Q4 2025 | 5.90% | 6.10% |
| Q3 2025 | 5.94% | 6.13% |
| Q2 2025 | 5.69% | 5.87% |
| Q1 2025 | 5.67% | 5.59% |
| Q4 2024 | 5.72% | 5.98% |
| Q3 2024 | 5.82% | 6.16% |
| Q2 2024 | 5.56% | 6.03% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $396.1M | $77.6M | $25.8M | 261% | $0 |
| Q4 2025 | $386.1M | $75.1M | $27.1M | 254% | $0 |
| Q3 2025 | $412.2M | $89.6M | $28.4M | 272% | $0 |
| Q2 2025 | $435.4M | $101.0M | $29.6M | 290% | $0 |
| Q1 2025 | $429.8M | $97.5M | $29.7M | 289% | $0 |
| Q4 2024 | $422.0M | $83.9M | $29.8M | 287% | $0 |
| Q3 2024 | $431.5M | $104.0M | $30.0M | 279% | $0 |
| Q2 2024 | $418.1M | $85.5M | $30.0M | 271% | $0 |
Signals
Dallas Capital Bank, National Association: frequently asked questions
- How large is Dallas Capital Bank, National Association's commercial real estate loan book?
- As of Q1 2026, Dallas Capital Bank, National Association reported $396.1M in commercial real estate loans out of $1.2B in total assets, per its FFIEC Call Report.
- Is Dallas Capital Bank, National Association above the 300% CRE concentration guideline?
- Dallas Capital Bank, National Association's CRE loans stood at 261% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Dallas Capital Bank, National Association growing or shrinking its CRE lending?
- Dallas Capital Bank, National Association's CRE loan book grew 2.6% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- Has Dallas Capital Bank, National Association faced regulatory enforcement actions?
- Yes — 1 regulatory enforcement action on record for Dallas Capital Bank, National Association, most recently from the OCC (1829 Prohibition Notification) on Feb 6, 2026. See the Signals section for details and sources.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Bank CmgCommunity Bank · Madison · $395.0M CRE book
- The First National Bank of McGregorCommunity Bank · Mc Gregor · $394.3M CRE book
- Texas Heritage National BankCommunity Bank · Daingerfield · $389.7M CRE book
- Security State BankCommunity Bank · Pearsall · $384.5M CRE book
- Citizens State Bank of La CrosseCommunity Bank · La Crosse · $384.3M CRE book
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Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.