TX lenders / Community Bank
The First National Bank of McGregor
Community Bank · Mc Gregor, TX · Mcgregor Bancshares Inc
- Total assets
- $1.0B
- CRE loan book
- $394.3M
- QoQ CRE growth
- -0.4%
- Q1 2026
Recorded CRE activity — mclennan County
12 commercial deeds of trust recorded recently, verified from county records.
- Jul 13, 2026 · landundisclosed
- Jul 13, 2026 · unknownundisclosed
- Jul 13, 2026 · unknownundisclosed
- Jul 13, 2026 · unknownundisclosed
- Jul 8, 2026 · landundisclosed
- Jul 6, 2026 · landundisclosed
- Jul 6, 2026 · unknownundisclosed
- Jul 2, 2026 · unknownundisclosed
- Jul 2, 2026 · unknownundisclosed
- Jun 30, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.97% as of Q1 2026 — TX bank median 4.87% (3.10pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.97% | 8.04% |
| Q4 2025 | 8.44% | 8.53% |
| Q3 2025 | 8.68% | 8.74% |
| Q2 2025 | 8.46% | 8.55% |
| Q1 2025 | 8.20% | 8.31% |
| Q4 2024 | 8.36% | 8.49% |
| Q3 2024 | 8.18% | 8.39% |
| Q2 2024 | 8.21% | 8.39% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $394.3M | $74.4M | $31.0M | 180% | $12.3M |
| Q4 2025 | $395.9M | $78.6M | $31.2M | 189% | $10.9M |
| Q3 2025 | $372.2M | $76.4M | $20.6M | 182% | $784,000 |
| Q2 2025 | $374.0M | $72.8M | $19.9M | 164% | $966,000 |
| Q1 2025 | $378.9M | $77.9M | $24.3M | 176% | $973,000 |
| Q4 2024 | $376.1M | $80.8M | $24.4M | 180% | $998,000 |
| Q3 2024 | $361.7M | $85.7M | $17.7M | 177% | $805,000 |
| Q2 2024 | $349.4M | $76.1M | $16.2M | 173% | $5.5M |
The First National Bank of McGregor: frequently asked questions
- How large is The First National Bank of McGregor's commercial real estate loan book?
- As of Q1 2026, The First National Bank of McGregor reported $394.3M in commercial real estate loans out of $1.0B in total assets, per its FFIEC Call Report.
- Is The First National Bank of McGregor above the 300% CRE concentration guideline?
- The First National Bank of McGregor's CRE loans stood at 180% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is The First National Bank of McGregor growing or shrinking its CRE lending?
- The First National Bank of McGregor's CRE loan book shrank 0.4% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is The First National Bank of McGregor in recorded CRE lending?
- 12 commercial deeds of trust naming The First National Bank of McGregor as lender have been recorded recently in mclennan County, verified from county records; the most recent was recorded Jul 13, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Bank CmgCommunity Bank · Madison · $395.0M CRE book
- Dallas Capital Bank, National AssociationCommunity Bank · Dallas · $396.1M CRE book
- Texas Heritage National BankCommunity Bank · Daingerfield · $389.7M CRE book
- The Ephrata National BankCommunity Bank · Ephrata · $389.1M CRE book
- First National Bank of OklahomaCommunity Bank · Oklahoma City · $400.1M CRE book
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Last updated Jul 13, 2026 · Sources: FFIEC CDR, county records, first-party conversations.