PA lenders / Community Bank
Embassy Bank for the Lehigh Valley
Community Bank · Bethlehem, PA · Embassy Bcorp Inc
- Total assets
- $1.8B
- CRE loan book
- $406.5M
- QoQ CRE growth
- 1.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 4.61% as of Q1 2026 — TX bank median 4.87% (0.26pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 4.61% | 4.63% |
| Q4 2025 | 4.66% | 4.68% |
| Q3 2025 | 4.61% | 4.64% |
| Q2 2025 | 4.46% | 4.51% |
| Q1 2025 | 4.35% | 4.39% |
| Q4 2024 | 4.39% | 4.44% |
| Q3 2024 | 4.33% | 4.38% |
| Q2 2024 | 4.18% | 4.23% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $406.5M | $27.9M | $122.1M | 179% | $0 |
| Q4 2025 | $402.4M | $21.1M | $121.8M | 178% | $0 |
| Q3 2025 | $398.1M | $22.1M | $111.0M | 178% | $0 |
| Q2 2025 | $399.0M | $23.1M | $110.4M | 183% | $0 |
| Q1 2025 | $397.8M | $26.8M | $109.4M | 184% | $135,000 |
| Q4 2024 | $394.9M | $26.3M | $111.2M | 187% | $136,000 |
| Q3 2024 | $393.0M | $26.2M | $110.3M | 189% | $136,000 |
| Q2 2024 | $393.7M | $24.2M | $111.9M | 191% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Greenfield Savings BankCommunity Bank · Greenfield · $406.7M CRE book
- CNB St Louis BankCommunity Bank · Maplewood · $407.1M CRE book
- Potomac BankCommunity Bank · Charles Town · $408.0M CRE book
- Cashmere Valley BankCommunity Bank · Cashmere · $408.2M CRE book
- First National Bank of OklahomaCommunity Bank · Oklahoma City · $400.1M CRE book
See all alternatives to Embassy Bank for the Lehigh Valley →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.