TX lenders / Community Bank
Texas Traditions Bank
Community Bank · Katy, TX
- Total assets
- $538.7M
- CRE loan book
- $191.9M
- QoQ CRE growth
- 5.8%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Jul 1, 2026 · landundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 8.38% as of Q1 2026 — TX bank median 6.76% (1.62pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 8.38% | 8.24% |
| Q4 2025 | 8.33% | 8.30% |
| Q3 2025 | 8.54% | 8.58% |
| Q2 2025 | 8.44% | 8.43% |
| Q1 2025 | 8.36% | 8.37% |
| Q4 2024 | 8.43% | 8.60% |
| Q3 2024 | 9.36% | 9.30% |
| Q2 2024 | 8.88% | 8.88% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $191.9M | $66.5M | $2.2M | 280% | $0 |
| Q4 2025 | $181.3M | $67.1M | $2.2M | 294% | $0 |
| Q3 2025 | $178.0M | $72.7M | $1.5M | 307% | $0 |
| Q2 2025 | $167.8M | $70.6M | $1.1M | 302% | $0 |
| Q1 2025 | $151.6M | $67.2M | $1.1M | 290% | $0 |
| Q4 2024 | $140.2M | $61.8M | $328,000 | 265% | $0 |
| Q3 2024 | $124.9M | $60.8M | $330,000 | 254% | $0 |
| Q2 2024 | $93.5M | $40.4M | $332,000 | 195% | $0 |
Texas Traditions Bank: frequently asked questions
- How large is Texas Traditions Bank's commercial real estate loan book?
- As of Q1 2026, Texas Traditions Bank reported $191.9M in commercial real estate loans out of $538.7M in total assets, per its FFIEC Call Report.
- Is Texas Traditions Bank above the 300% CRE concentration guideline?
- Texas Traditions Bank's CRE loans stood at 280% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Texas Traditions Bank growing or shrinking its CRE lending?
- Texas Traditions Bank's CRE loan book grew 5.8% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Texas Traditions Bank in recorded CRE lending?
- 1 commercial deed of trust naming Texas Traditions Bank as lender has been recorded recently in harris County, verified from county records; the most recent was recorded Jul 1, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Union BankCommunity Bank · Grand Rapids · $191.4M CRE book
- First Lockhart BankCommunity Bank · Lockhart · $192.5M CRE book
- The Killbuck Savings Bank CompanyCommunity Bank · Killbuck · $193.0M CRE book
- First Bank, Upper MichiganCommunity Bank · Gladstone · $193.0M CRE book
- Bank3Community Bank · Memphis · $190.5M CRE book
Markets where Texas Traditions Bank lends
Texas Traditions Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.