MI lenders / Community Bank
Union Bank
Community Bank · Grand Rapids, MI · Union Financial Corp
- Total assets
- $381.1M
- CRE loan book
- $191.4M
- QoQ CRE growth
- 1.8%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.37% as of Q1 2026 — TX bank median 4.87% (1.50pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.37% | 6.41% |
| Q4 2025 | 6.58% | 6.61% |
| Q3 2025 | 6.47% | 6.55% |
| Q2 2025 | 6.29% | 6.40% |
| Q1 2025 | 6.03% | 6.24% |
| Q4 2024 | 5.95% | 6.16% |
| Q3 2024 | 6.32% | 6.46% |
| Q2 2024 | 5.96% | 6.22% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $191.4M | $22.6M | $5.1M | 321% | $3.3M |
| Q4 2025 | $188.0M | $23.6M | $7.4M | 327% | $3.3M |
| Q3 2025 | $184.1M | $17.5M | $4.9M | 316% | $5.0M |
| Q2 2025 | $181.3M | $15.8M | $5.4M | 316% | $5.0M |
| Q1 2025 | $168.7M | $12.6M | $9.0M | 294% | $5.4M |
| Q4 2024 | $159.9M | $12.1M | $9.4M | 283% | $5.6M |
| Q3 2024 | $159.9M | $15.7M | $12.3M | 302% | $0 |
| Q2 2024 | $154.5M | $23.5M | $12.4M | 304% | $0 |
Signals
Recent news
- UNB|Union Bankshares Inc|Price:23.500|Chg%:+0.140 - TradingKey — Coverage of Union Bank related to commercial real estate and lending reported by tradingkey.com.Jul 27, 2026
- Shawn Bates Named Chief Credit Officer at Union Bank (Super Mover) - Arkansas Business — Coverage of Union Bank related to commercial real estate and lending reported by arkansasbusiness.com.Jul 20, 2026
- Shawn Bates Named Chief Credit Officer at Union Bank - Arkansas Money & Politics — Coverage of Union Bank related to commercial real estate and lending reported by armoneyandpolitics.com.Jul 9, 2026
- Union Bank of India shares drop 5% post Q1 business update, global business decline marginally on quarterl - The Economic Times — Coverage of Union Bank related to commercial real estate and lending reported by m.economictimes.com.Jul 3, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- Cumberland Security Bank, Inc.Community Bank · Somerset · $190.4M CRE book
- First Lockhart BankCommunity Bank · Lockhart · $192.5M CRE book
- Citizens BankCommunity Bank · New Haven · $190.0M CRE book
- Farmers State BankCommunity Bank · Lagrange · $189.9M CRE book
- The Killbuck Savings Bank CompanyCommunity Bank · Killbuck · $193.0M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.