RefiLoop Lender Data

MI lenders / Community Bank

First Bank, Upper Michigan

Community Bank · Gladstone, MI · First Bancshares Corp

Total assets
$632.1M
CRE loan book
$193.0M
CRE concentration
72%
below the 300% supervisory guideline
QoQ CRE growth
-0.4%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$193.0M$23.1M$1.8M72%$836,000
Q4 2025$193.8M$27.7M$1.8M79%$618,000
Q3 2025$191.4M$25.3M$1.6M78%$628,000
Q2 2025$190.7M$23.2M$2.0M77%$641,000
Q1 2025$187.2M$24.8M$839,00082%$656,000
Q4 2024$183.1M$24.5M$845,00083%$145,000
Q3 2024$185.3M$24.4M$850,00092%$189,000
Q2 2024$187.4M$25.3M$875,00086%$564,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.