RefiLoop Lender Data

KY lenders / Community Bank

Cumberland Security Bank, Inc.

Community Bank · Somerset, KY · First Commerce Bcorp Inc

Total assets
$416.6M
CRE loan book
$190.4M
CRE concentration
204%
below the 300% supervisory guideline
QoQ CRE growth
2.5%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$190.4M$36.4M$19.6M204%$498,000
Q4 2025$185.7M$35.0M$16.4M209%$506,000
Q3 2025$177.2M$40.6M$16.2M191%$518,000
Q2 2025$166.2M$42.5M$16.3M188%$0
Q1 2025$159.2M$38.0M$15.3M184%$0
Q4 2024$148.3M$30.5M$15.2M171%$0
Q3 2024$142.8M$27.6M$15.5M162%$0
Q2 2024$137.0M$23.5M$15.3M153%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.