TX lenders / Community Bank
Texas Financial Bank
Community Bank · Eden, TX · Patrons Holdings Inc
- Total assets
- $260.8M
- CRE loan book
- $95.0M
- QoQ CRE growth
- 26.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.20% as of Q1 2026 — TX bank median 6.76% (0.44pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.20% | 7.35% |
| Q4 2025 | 7.50% | 7.37% |
| Q3 2025 | 7.91% | 8.18% |
| Q2 2025 | 6.69% | 7.84% |
| Q1 2025 | 6.52% | 7.67% |
| Q4 2024 | 8.67% | 9.26% |
| Q3 2024 | 8.60% | 9.71% |
| Q2 2024 | — | — |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $95.0M | $33.3M | $0 | 238% | $0 |
| Q4 2025 | $74.8M | $32.4M | $0 | 216% | $0 |
| Q3 2025 | $68.6M | $29.8M | $0 | 209% | $0 |
| Q2 2025 | $62.0M | $23.7M | $0 | 261% | $0 |
| Q1 2025 | $41.0M | $14.0M | $0 | 186% | $0 |
| Q4 2024 | $33.0M | $11.2M | $0 | 147% | $0 |
| Q3 2024 | $23.6M | $7.9M | $0 | 133% | $0 |
| Q2 2024 | $17.4M | $1.9M | $0 | 98% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Security Savings BankCommunity Bank · Canton · $95.0M CRE book
- First State Bank of BurnetCommunity Bank · Burnet · $95.3M CRE book
- American State Bank & Trust Company of WillistonCommunity Bank · Williston · $95.9M CRE book
- First Farmers & Merchants BankCommunity Bank · Cannon Falls · $93.6M CRE book
- Bank MichiganCommunity Bank · Brooklyn · $93.2M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.