TX lenders / Community Bank
Texas Financial Bank
Community Bank · Eden, TX · Patrons Holdings Inc
- Total assets
- $260.8M
- CRE loan book
- $95.0M
- QoQ CRE growth
- 26.9%
- Q1 2026
Recorded CRE activity — dallas County
1 commercial deed of trust recorded recently, verified from county records.
- Jun 11, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.20% as of Q1 2026 — TX bank median 4.87% (2.33pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.20% | 7.35% |
| Q4 2025 | 7.50% | 7.37% |
| Q3 2025 | 7.91% | 8.18% |
| Q2 2025 | 6.69% | 7.84% |
| Q1 2025 | 6.52% | 7.67% |
| Q4 2024 | 8.67% | 9.26% |
| Q3 2024 | 8.60% | 9.71% |
| Q2 2024 | — | — |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $95.0M | $33.3M | $0 | 238% | $0 |
| Q4 2025 | $74.8M | $32.4M | $0 | 216% | $0 |
| Q3 2025 | $68.6M | $29.8M | $0 | 209% | $0 |
| Q2 2025 | $62.0M | $23.7M | $0 | 261% | $0 |
| Q1 2025 | $41.0M | $14.0M | $0 | 186% | $0 |
| Q4 2024 | $33.0M | $11.2M | $0 | 147% | $0 |
| Q3 2024 | $23.6M | $7.9M | $0 | 133% | $0 |
| Q2 2024 | $17.4M | $1.9M | $0 | 98% | $0 |
Texas Financial Bank: frequently asked questions
- How large is Texas Financial Bank's commercial real estate loan book?
- As of Q1 2026, Texas Financial Bank reported $95.0M in commercial real estate loans out of $260.8M in total assets, per its FFIEC Call Report.
- Is Texas Financial Bank above the 300% CRE concentration guideline?
- Texas Financial Bank's CRE loans stood at 238% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Texas Financial Bank growing or shrinking its CRE lending?
- Texas Financial Bank's CRE loan book grew 26.9% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Texas Financial Bank in recorded CRE lending?
- 1 commercial deed of trust naming Texas Financial Bank as lender has been recorded recently in dallas County, verified from county records; the most recent was recorded Jun 11, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- First State Bank of BurnetCommunity Bank · Burnet · $95.3M CRE book
- First Farmers & Merchants BankCommunity Bank · Cannon Falls · $93.6M CRE book
- The Fisher National BankCommunity Bank · Fisher · $96.4M CRE book
- Bank MichiganCommunity Bank · Brooklyn · $93.2M CRE book
- Bank of the ValleyCommunity Bank · Bellwood · $92.9M CRE book
Markets where Texas Financial Bank lends
Texas Financial Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.