MN lenders / Community Bank
First Farmers & Merchants Bank
Community Bank · Cannon Falls, MN · 215 Holding Co
- Total assets
- $473.5M
- CRE loan book
- $93.6M
- QoQ CRE growth
- 2.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.60% as of Q1 2026 — TX bank median 4.87% (1.74pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.60% | 6.75% |
| Q4 2025 | 6.51% | 6.66% |
| Q3 2025 | 6.47% | 6.73% |
| Q2 2025 | 6.32% | 6.61% |
| Q1 2025 | 6.18% | 6.48% |
| Q4 2024 | 6.20% | 6.48% |
| Q3 2024 | 6.14% | 6.51% |
| Q2 2024 | 5.94% | 6.40% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $93.6M | $9.6M | $23.0M | 116% | $0 |
| Q4 2025 | $91.3M | $8.7M | $19.2M | 107% | $0 |
| Q3 2025 | $92.0M | $7.0M | $21.4M | 115% | $0 |
| Q2 2025 | $86.8M | $5.0M | $24.7M | 108% | $0 |
| Q1 2025 | $83.9M | $7.2M | $19.1M | 101% | $0 |
| Q4 2024 | $81.4M | $5.9M | $22.7M | 108% | $0 |
| Q3 2024 | $82.1M | $5.1M | $22.8M | 109% | $0 |
| Q2 2024 | $82.0M | $4.6M | $22.8M | 108% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Bank MichiganCommunity Bank · Brooklyn · $93.2M CRE book
- Bank of the ValleyCommunity Bank · Bellwood · $92.9M CRE book
- Unity Bank of MississippiCommunity Bank · Holly Springs · $92.7M CRE book
- First State Bank of BurnetCommunity Bank · Burnet · $95.3M CRE book
- Grand Rapids State BankCommunity Bank · Grand Rapids · $91.8M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.