MI lenders / Community Bank
Bank Michigan
Community Bank · Brooklyn, MI · Bank Michigan Financial Corp
- Total assets
- $159.7M
- CRE loan book
- $93.2M
- QoQ CRE growth
- 6.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.44% as of Q1 2026 — TX bank median 4.87% (1.58pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.44% | 6.69% |
| Q4 2025 | 7.61% | 7.10% |
| Q3 2025 | 6.05% | 6.86% |
| Q2 2025 | 6.28% | 6.95% |
| Q1 2025 | 6.95% | 6.85% |
| Q4 2024 | 4.93% | 6.38% |
| Q3 2024 | 6.69% | 7.21% |
| Q2 2024 | 6.50% | 7.06% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $93.2M | $4.5M | $7.9M | 297% | $428,000 |
| Q4 2025 | $87.8M | $4.1M | $8.0M | 290% | $428,000 |
| Q3 2025 | $73.5M | $3.1M | $6.4M | 252% | $854,000 |
| Q2 2025 | $75.3M | $3.0M | $6.2M | 348% | $858,000 |
| Q1 2025 | $75.3M | $2.4M | $6.9M | 360% | $1.2M |
| Q4 2024 | $71.4M | $1.5M | $7.0M | 432% | $716,000 |
| Q3 2024 | $66.3M | $1.9M | $7.1M | 381% | $0 |
| Q2 2024 | $64.5M | $2.3M | $7.2M | 317% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Bank of the ValleyCommunity Bank · Bellwood · $92.9M CRE book
- Unity Bank of MississippiCommunity Bank · Holly Springs · $92.7M CRE book
- First Farmers & Merchants BankCommunity Bank · Cannon Falls · $93.6M CRE book
- Grand Rapids State BankCommunity Bank · Grand Rapids · $91.8M CRE book
- The Gunnison Bank and Trust CompanyCommunity Bank · Gunnison · $91.5M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.