TX lenders / Community Bank
First State Bank of Burnet
Community Bank · Burnet, TX
- Total assets
- $331.0M
- CRE loan book
- $95.3M
- QoQ CRE growth
- 8.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.59% as of Q1 2026 — TX bank median 6.76% (0.17pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.59% | 6.79% |
| Q4 2025 | 5.89% | 7.04% |
| Q3 2025 | 5.53% | 6.99% |
| Q2 2025 | 5.61% | 7.05% |
| Q1 2025 | 5.69% | 6.95% |
| Q4 2024 | 5.75% | 7.15% |
| Q3 2024 | 5.63% | 6.96% |
| Q2 2024 | 6.21% | 6.79% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $95.3M | $46.3M | $5.6M | 152% | $0 |
| Q4 2025 | $87.8M | $41.6M | $687,000 | 136% | $0 |
| Q3 2025 | $83.6M | $37.5M | $3.7M | 133% | $0 |
| Q2 2025 | $85.0M | $38.9M | $3.7M | 138% | $0 |
| Q1 2025 | $80.6M | $37.6M | $3.7M | 136% | $0 |
| Q4 2024 | $71.9M | $33.5M | $3.7M | 113% | $0 |
| Q3 2024 | $60.6M | $31.7M | $3.8M | 107% | $0 |
| Q2 2024 | $62.2M | $33.7M | $3.8M | 113% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Security Savings BankCommunity Bank · Canton · $95.0M CRE book
- American State Bank & Trust Company of WillistonCommunity Bank · Williston · $95.9M CRE book
- Durden Banking Company, IncorporatedCommunity Bank · Twin City · $96.8M CRE book
- First Farmers & Merchants BankCommunity Bank · Cannon Falls · $93.6M CRE book
- Bank MichiganCommunity Bank · Brooklyn · $93.2M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.