TX lenders / Regional Bank
Texas Capital Bank
Regional Bank · Dallas, TX · Texas Capital Bancshares Inc
- Total assets
- $33.2B
- CRE loan book
- $5.2B
- QoQ CRE growth
- -0.8%
- Q1 2026
Recorded CRE activity — harris County
13 commercial deeds of trust recorded recently, verified from county records.
- Aug 12, 2026 · industrialundisclosed
- Jul 7, 2026 · unknownundisclosed
- Jul 2, 2026 · unknownundisclosed
- Jul 2, 2026 · unknownundisclosed
- Jul 1, 2026 · unknownundisclosed
- Jun 30, 2026 · unknownundisclosed
- Jun 30, 2026 · unknownundisclosed
- Jun 30, 2026 · unknownundisclosed
- Jun 30, 2026 · unknownundisclosed
- Jun 26, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
21 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 6.50% (18 variable / 3 fixed) · $41.5M total approved.
Borrower cities: Houston (6), Dallas (2), Fort Worth, Coppell, Arlington, Waller.
Source: SBA 7(a) FOIA dataset · most recent approval Mar 27, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.36% as of Q1 2026 — TX bank median 4.87% (1.50pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.36% | 5.65% |
| Q4 2025 | 6.76% | 6.09% |
| Q3 2025 | 6.97% | 6.30% |
| Q2 2025 | 6.97% | 6.29% |
| Q1 2025 | 6.86% | 5.96% |
| Q4 2024 | 7.47% | 6.08% |
| Q3 2024 | 8.31% | 6.55% |
| Q2 2024 | 8.37% | 6.47% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $5.2B | $897.8M | $1.8B | 123% | $45.9M |
| Q4 2025 | $5.2B | $1.0B | $1.9B | 128% | $23.2M |
| Q3 2025 | $5.6B | $1.1B | $1.9B | 146% | $24.1M |
| Q2 2025 | $5.5B | $1.3B | $1.7B | 150% | $22.9M |
| Q1 2025 | $5.6B | $1.4B | $1.7B | 160% | $33.7M |
| Q4 2024 | $5.5B | $1.3B | $1.6B | 138% | $35.3M |
| Q3 2024 | $5.3B | $1.4B | $1.5B | 141% | $2.8M |
| Q2 2024 | $5.4B | $1.5B | $1.5B | 141% | $265,000 |
Signals
Recent news
- TCBI|Texas Capital Bancshares Inc|Price:98.375|Chg%:-0.335 - TradingKey — Coverage of Texas Capital Bank related to commercial real estate and lending reported by tradingkey.com.Jul 28, 2026
- TCBI|Texas Capital Bancshares Inc|Price:98.150|Chg%:-0.560 - TradingKey — Coverage of Texas Capital Bank related to commercial real estate and lending reported by tradingkey.com.Jul 25, 2026
- TCBI|Texas Capital Bancshares Inc|Price:98.850|Chg%:+0.110 - TradingKey — Coverage of Texas Capital Bank related to commercial real estate and lending reported by tradingkey.com.Jul 25, 2026
- Texas Capital Bancshares Q2 Earnings Call Highlights - MarketBeat — Coverage of Texas Capital Bank related to earnings reported by marketbeat.com.Jul 22, 2026
- Q1 Earnings Highlights: Texas Capital Bank (NASDAQ:TCBI) Vs The Rest Of The Regional Banks Stocks - StockStory — Coverage of Texas Capital Bank related to earnings reported by stockstory.org.Jun 19, 2026
CRE hiring
- Commercial Real Estate Associate — DFWJul 1, 2026
- ED, Commercial Loan Syndications — DFWJun 2, 2026
Texas Capital Bank: frequently asked questions
- How large is Texas Capital Bank's commercial real estate loan book?
- As of Q1 2026, Texas Capital Bank reported $5.2B in commercial real estate loans out of $33.2B in total assets, per its FFIEC Call Report.
- Is Texas Capital Bank above the 300% CRE concentration guideline?
- Texas Capital Bank's CRE loans stood at 123% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Texas Capital Bank growing or shrinking its CRE lending?
- Texas Capital Bank's CRE loan book shrank 0.8% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Texas Capital Bank in recorded CRE lending?
- 13 commercial deeds of trust naming Texas Capital Bank as lender have been recorded recently in harris County, verified from county records; the most recent was recorded Aug 12, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other regional banks we track with a comparable CRE book size.
- Banco Popular de Puerto RicoRegional Bank · San Juan · $5.2B CRE book
- Bell BankRegional Bank · Fargo · $5.2B CRE book
- First Hawaiian BankRegional Bank · Honolulu · $5.3B CRE book
- Farmers and Merchants Bank of Long BeachRegional Bank · Long Beach · $5.0B CRE book
- The Central Trust BankRegional Bank · Jefferson City · $5.4B CRE book
Markets where Texas Capital Bank lends
Texas Capital Bank has commercial deeds of trust recorded in these metros. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Aug 12, 2026 · Sources: FFIEC CDR, county records, first-party conversations.